Should E-Cigarette Users Pay More for Insurance?
the MPR take:
The Affordable Care Act allows health insurance companies to charge smokers and other tobacco users up to 50% more than non-smokers, but it is unclear if e-cigarette users should also pay this increased rate. The FDA currently does not have the authority to regulate e-cigarettes, although it has proposed a new rule that would change this. If the proposal is approved, insurance companies could charge customers who smoke e-cigarettes more in their premiums. Although some advocates claim that e-cigarettes are safer than other tobacco products and users should not have to pay this surcharge, there are no long-term studies on the health risks of the products.
Under the Affordable Care Act, insurance companies can charge smokers and other tobacco users up to 50 percent more than non-smokers for a health insurance policy. E-cigarettes are battery-operated nicotine inhalers that consist of a rechargeable lithium battery, a cartridge called a cartomizer ...
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